IBPS Clerk Job Profile


Being an entry-level post, IBPS Clerk is a post that offers a lot of learnings as well as opportunities. The more you learn, the more opportunities come your way, which will take you towards early growth.

The roles and responsibilities in IBPS Clerk Job Profile are explained below:

  • Verification of various documents and proofs submitted by the customers
  • Responsible for bank cash, various important documents, keys, etc.
  • Sanctioning of withdrawals by the customers
  • Maintaining the various documents of the bank, balance sheets, ledger, etc.
  • Resolving the various issues of the customers
  • Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc
  • Providing information about the latest schemes and government policies
  • Providing guidance to customers relating to various banking activities
  • Attending to treasury works
  • Updating the passbooks of account holders
  • Resolving queries of the customers
  • Miscellaneous tasks

IBPS Clerk Promotions

Bank Clerk → Officier / Assistant Manager → Manager → Senior Manager → Chief Manager → Asst. General Manager → Deputy General Manager → General Manager.

IBPS Clerk offers a good salary, a settled job and varied options of growth in the banking sector. Based on the performance, the promotion and growth are quite attractive. However, a minimum of 2 years of service is required to be eligible for a promotion. After two years of service, IBPS Clerks gets promoted once every two years. Promotions are given the following two processes:

Normal process - Candidates who get promoted through this process don’t require JAIIB and CAIIB diplomas. IBPS Clerks are promoted based on their experience and seniority and a written exam is conducted internally. After qualification of the written exam become IBPS Clerks become Trainee Officers and then Bank Probationary Officers (PO).

Merit-based process - Merit-Based Process requires candidates to have JAIIB and CAIIB diplomas from the Indian Institute of Banking and Finance.

IBPS Clerk Salary Allowances

The allowances, other than the basic pay are explained below:

Dearness Allowance : This component is 4 per cent of the Basic Pay. DA depends on the CPI and is revised after every three months.

House Rent Allowance : The HRA is dependent on the location of the posting. It is 8.5 per cent of the Basic Pay for Metro Cities, 7.5 per cent of the Basic Pay for cities having a population of more than 5 lakhs, and 6.5 per cent of the Basic Pay for other cities.

Travel Allowance : The official tours and travels will be reimbursed by the bank.

Medical Allowance : For IBPS Clerks, the amount is fixed at INR 2000. Medical allowance is provided once in a year.

Special Allowance : For IBPS Clerk, this amount is fixed at INR 4118/-



IBPS Job Profile

Being an entry-level post, IBPS Clerk is a post that offers a lot of learnings as well as opportunities. The more you learn, the more opportunities come your way, which will take you towards early growth.

The roles and responsibilities in IBPS Clerk Job Profile are explained below:

  • Verification of various documents and proofs submitted by the customers
  • Responsible for bank cash, various important documents, keys, etc.
  • Sanctioning of withdrawals by the customers
  • Maintaining the various documents of the bank, balance sheets, ledger, etc.
  • Resolving the various issues of the customers
  • Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc
  • Providing information about the latest schemes and government policies
  • Providing guidance to customers relating to various banking activities
  • Attending to treasury works
  • Updating the passbooks of account holders
  • Resolving queries of the customers
  • Miscellaneous tasks

IBPS Clerk Promotions

Bank Clerk → Officier / Assistant Manager → Manager → Senior Manager → Chief Manager → Asst. General Manager → Deputy General Manager → General Manager.

IBPS Clerk offers a good salary, a settled job and varied options of growth in the banking sector. Based on the performance, the promotion and growth are quite attractive. However, a minimum of 2 years of service is required to be eligible for a promotion. After two years of service, IBPS Clerks gets promoted once every two years. Promotions are given the following two processes:

Normal process - Candidates who get promoted through this process don’t require JAIIB and CAIIB diplomas. IBPS Clerks are promoted based on their experience and seniority and a written exam is conducted internally. After qualification of the written exam become IBPS Clerks become Trainee Officers and then Bank Probationary Officers (PO).

Merit-based process - Merit-Based Process requires candidates to have JAIIB and CAIIB diplomas from the Indian Institute of Banking and Finance.

IBPS Clerk Salary Allowances

The allowances, other than the basic pay are explained below:

Dearness Allowance : This component is 4 per cent of the Basic Pay. DA depends on the CPI and is revised after every three months.

House Rent Allowance : The HRA is dependent on the location of the posting. It is 8.5 per cent of the Basic Pay for Metro Cities, 7.5 per cent of the Basic Pay for cities having a population of more than 5 lakhs, and 6.5 per cent of the Basic Pay for other cities.

Travel Allowance : The official tours and travels will be reimbursed by the bank.

Medical Allowance : For IBPS Clerks, the amount is fixed at INR 2000. Medical allowance is provided once in a year.

Special Allowance : For IBPS Clerk, this amount is fixed at INR 4118/-